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Drop Rate, Not Price and Here is Why

Manya Williams

Published 2 weeks ago

If you're a buyer in today's market, I'm sure you are somewhat discouraged by these higher rates, but this could be the break you need to gain access to the housing market.

What I mean is that most buyers have pivoted back to the lender to get " pre-approved" again and are given two choices.

The first option they would be given is "If" they plan to stay at their old pre-approval, then additional funds will be needed to accomplish that.

If those funds are not available or if it requires liquidation of retirement accounts, Then the second option would be to reduce their pre-approval amount so they can requalify at a smaller amount based on their income and debt.

Both of these options are not very good in this competitive market. But, you have another chance to help regain that lost buying power, and it's with a Seller Buy Down and I can help!

Here are some of the options I help my buyers regain their buying power with massive additional funds needed to stay in the housing market.

Recent Reviews

Eugene, OREGON
"I am so impressed by Manya's ability to make this process incredibly straightforward and even fun! I had no idea it could be this way. I am truly grateful for her guidance throughout this experience!"
– Elena W.

5.0

"The knowledge, skillfullness, and communication was just beyond. Thank you!!!"
– Margarita G.

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How to Maintain Your Home Buying Power

Buyer Purchasing Power Accelerator

National Rate Averages

Conf. 30Y Fixed

6.651%
0.065

FHA 30Y Fixed

6.455%
0.01

Jumbo 30Y Fixed

6.315%
0.178

Rate averages are calculated from actual locked rates. Learn more.

Additional Resources

Drop Rate, Not Price and Here is Why

Published 2 weeks ago

How To Maintain Your Buying Power In A High Rate Environment

Published 2 months ago

NEO Home Loans

Company NMLS# 227765

906 NW Harriman Street
Bend, AL 97703
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© 2022 Lender Launchpad. This is not a Government website. Lender Launchpad and its products are not endorsed by the Department of Veterans Affairs or the US Department of Housing and Urban Development. The content on this site is for educational purposes only and is not an advertisement for a product or an offer to lend. If you have questions about the loan officers featured within our lender directory, please visit the Nationwide Mortgage Licensing System & Directory for more information and to check their licensing status at https://www.nmlsconsumeraccess.org

© 2022 Lender Launchpad. This is not a Government website. Lender Launchpad and its products are not endorsed by the Department of Veterans Affairs or the US Department of Housing and Urban Development. The content on this site is for educational purposes only and is not an advertisement for a product or an offer to lend. If you have questions about the loan officers featured within our lender directory, please visit the Nationwide Mortgage Licensing System & Directory for more information and to check their licensing status at https://www.nmlsconsumeraccess.org