What really works (and what doesn’t) when conflict,
money, and home decisions collide.
From dispute-resolution strategies to step-by-step separation planning, I’ll help you find steady ground and move forward with confidence—even in the hard moments.
This isn't just another checklist.
What Most People Assume
Most people step into separation thinking the decisions will be straightforward—until they run into the real complexity beneath the surface.
They try to resolve conflict on their own, only to find themselves looping through the same arguments.
They agree to terms that feel reasonable in the moment, then discover the long-term financial impact doesn’t support the life they’re trying to rebuild.
They fight for the house without understanding the tradeoffs. Or they stay frozen in indecision—unsure whether to stay, to go, or what either path would actually require.
The truth is: separation, money, and conflict are deeply intertwined. And without clear structure and informed guidance, even well-intentioned decisions can create outcomes you never planned for.
The Divorcing Homeowner's Workbook is your strategic guide to navigating the most critical financial decisions of your divorce. It's designed to give you the clarity and confidence to protect your home and your future.
The "Simple" Mistakes That Can Cost You Your Home
Avoid common mistakes in divorce agreements
The divorce process is filled with financial pitfalls that are easy to overlook. Many clients come to us after signing a settlement, only to face a costly, post-divorce surprise.
The Income Trap
How you structure spousal or child support payments can determine if it's considered qualified income for a future mortgage. Seemingly innocent choices, like maintaining a joint checking account, can render that support income unusable for financing.
The Equity Buy-Out Surprise
Your spouse wants to buy you out, or vice-versa. You both agree on a value from a recent appraisal. The problem? A lender's appraisal can be vastly different, and if the financing isn't properly planned for beforehand, the deal can fall apart, forcing a sale or worse, more litigation.
Overcome decision fatigue with a strategy
Divorce without a plan leads to overwhelm, uncertainty,
and stalled decision-making when clarity is needed most.
The "My Name is Still on the Loan" Myth
Divorce without a plan leads to overwhelm, uncertainty, and stalled decision-making when clarity is needed most.
The "Lump Sum" Problem
Receiving a large cash payout seems like a secure option, but without a documented income stream, you may not be able to qualify for the financing you need.
You want calmer conversations. You want decisions you can trust.
But right now the conflict feels heavy and you’re not sure what to do next.
I understand—I help people through this every day.
I’m Manya Williams, a conflict-navigation and Alternative Dispute Resolution Coach who helps people move through hard conversations, big decisions, and home-related financial planning with grounded confidence. I’ve spent nearly two decades in dispute resolution, strategic coaching, and decision-making frameworks that blend Agile principles with real-life conflict support.
I’ve guided professionals, parents, and couples through the moments where legal, emotional, and financial realities collide—helping them understand the true impact of their choices before they sign anything.
But what really matters?
I’m known for taking the overwhelm out of separation and conflict and giving you clear, practical strategies that actually work. No panic, no guesswork, no getting lost in the fine print—just a pathway that supports your next chapter with clarity and stability.
Expert Guidance You Can Trust
Not sure where to begin?
Your divorce plan is only as strong as your strategy. Makes sense, right? If you don’t start with financial clarity and a smart strategy, every decision after gets harder.
Let’s prevent that.
Notes from the blog
